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2026 Rates • Effective December 1, 2025 • 2.8% COLA Increase

VA Disability Calculator

Add your service-connected conditions, select each rating, and see your exact combined VA rating and monthly compensation — calculated the way the VA actually does it.

This free VA Disability Calculator uses real VA combined rating math to estimate your combined disability rating and monthly compensation. Select from 37 service-connected conditions with condition-specific rating percentages, add dependents, and see your estimated 2026 payment — calculated the way the VA actually does it, with step-by-step math breakdown.
1
Add Your Conditions

Search for a condition above to get started.
You can add multiple conditions.

2
Dependent Status

Add conditions above to calculate your combined VA rating and monthly compensation.

Benefits Unlocked at Your Rating

Higher VA disability ratings unlock progressively more benefits. Here's what you qualify for at each tier.

10%

Service-Connected Baseline

✓ Your rating qualifies you for these benefits
  • Free healthcare for any condition
  • Free prescriptions for service-connected disabilities
  • VA home loan funding fee waiver
  • Vocational Rehabilitation eligibility
  • Burial & plot allowance
30%

Dependent Compensation

✓ Your rating qualifies you for these benefits
  • Additional compensation for dependents
  • Aid & Attendance for spouse
  • 104 hours disabled veteran leave (federal jobs)
  • Direct hire authority (federal employment)
50%

Full Healthcare Coverage

✓ Your rating qualifies you for these benefits
  • Concurrent receipt of military retired pay (CRDP)
  • Free healthcare AND prescriptions for ALL conditions
60%+

Unemployability & Family Benefits

✓ Your rating qualifies you for these benefits
  • Individual Unemployability (TDIU) eligibility
  • DEA (Ch. 35) if TDIU is permanent
  • CHAMPVA for dependents if TDIU permanent
100%

Maximum Benefits

✓ Your rating qualifies you for these benefits
  • Free dental care
  • Dependents Educational Assistance (DEA / Ch. 35)
  • CHAMPVA healthcare for dependents
  • Uniformed Services ID card
  • Property tax exemptions (varies by state)
  • Special Monthly Compensation eligibility
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Your Rating Tells One Story.
Your Records May Tell Another.

If the number above doesn't reflect what you live with every day, the right medical documentation can change that. Our physicians review your records and build the evidence the VA needs to see.

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