2026 Rates • Effective December 1, 2025 • 2.8% COLA Increase
VA Disability Calculator
See what your rating is worth — monthly compensation, annual value, and the benefits you've earned.
Move the slider above to calculate your VA disability compensation.
Rates from VA.gov, effective December 1, 2025. 2.8% COLA increase.
Benefits by Rating Tier
Benefits Unlocked at Your Rating
Higher VA disability ratings unlock progressively more benefits. Here's what you qualify for at each tier.
10%
Service-Connected Baseline
✓ Your rating qualifies you for these benefits
- Free healthcare for any condition
- Free prescriptions for service-connected disabilities
- VA home loan funding fee waiver
- Vocational Rehabilitation eligibility
- Burial & plot allowance
30%
Dependent Compensation
✓ Your rating qualifies you for these benefits
- Additional compensation for dependents
- Aid & Attendance for spouse
- 104 hours disabled veteran leave (federal jobs)
- Direct hire authority (federal employment)
50%
Full Healthcare Coverage
✓ Your rating qualifies you for these benefits
- Concurrent receipt of military retired pay (CRDP)
- Free healthcare AND prescriptions for ALL conditions
60%+
Unemployability & Family Benefits
✓ Your rating qualifies you for these benefits
- Individual Unemployability (TDIU) eligibility
- DEA (Ch. 35) if TDIU is permanent
- CHAMPVA for dependents if TDIU permanent
100%
Maximum Benefits
✓ Your rating qualifies you for these benefits
- Free dental care
- Dependents Educational Assistance (DEA / Ch. 35)
- CHAMPVA healthcare for dependents
- Uniformed Services ID card
- Property tax exemptions (varies by state)
- Special Monthly Compensation eligibility
Free 15-Minute Consultation
Your Rating Tells One Story.
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Your Rating Tells One Story.
Your Records May Tell Another.
If the number above doesn't reflect what you live with every day, the right medical documentation can change that. Our physicians review your records and build the evidence the VA needs to see.
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